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Hey Reader,

I was blown away by the positive responses about the new newsletter format and content. I'm glad ya'll find it valuable.

I also got a lot of emails asking why I personally don't invest in gold, so I'll definitely talk about it in a future issue so stay tuned!

Now that you’re up to speed, let’s go build some wealth.

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👀 What I'm Watching:

Have you looked at your electricity bill recently? If not, brace yourself.

By the end of 2025, electricity prices have already increased at more than 2x the rate of inflation.

And unfortunately, it's not slowing down anytime soon. Prices are expected to jump another 6% through 2027.

What's happening?

The short answer: AI.

The long answer: AI runs on data centers. Data centers run on electricity.

And right now, we're building data centers faster than we can generate the electricity to power them.

That's supply and demand for ya: demand is surging while supply is tight.

And with AI companies like OpenAI and Anthropic sitting on a small modest budget of TENS OF BILLIONS of dollars to keep expanding, that demand isn't slowing down anytime soon.

On the bright side... sort of?

Anthropic has promised to work with utility companies to potentially help offset higher electricity costs in areas that can't generate enough power to keep up.

And before you think they're just being generous cats, they're not.

It's because people (like you and me) are fed up, and it's getting the attention of lawmakers.

2 weeks ago, the first bipartisan bill was introduced that basically says to these AI companies: "You can build your data centers, but you can't pass those costs onto everyday people."

Will this bill be successful? Who knows but I'll keep y'all updated.

📝 The Breakdown:

Here's how this impacts your money and wallet:

Where you live matters a lot.

Right now, most data centers are concentrated in California, Texas, Illinois, Ohio, and Virginia so if you live in these places, you're likely to feel the biggest price increases.

And unfortunately, lower-income households will absorb most of the pain.

Why? Because energy costs make up a larger share of their overall budget.

It's still too early to tell how effective lawmakers will be in keeping energy prices in check.

But Anthropic's promise will *hopefully* help out a bit. Fingers crossed.

✍️ Your Next Move:

Here's what you need to do today:

If you're struggling from rising electricity prices, here are 2 things you can do.

1) Look into affordability and relief programs

There are a few nationwide relief programs designed to help with high electricity bills.

One worth checking out is LIHEAP (Low Income Home Energy Assistance Program). It's a federal program that helps qualifying households cover energy costs.

You can also call your utility company directly and ask about "Hardship Plans."

Most people don't know these exist, but many utility companies offer them.

And depending on where you live, your city may have local programs too.

For example, New York has the Enhanced Energy Affordability Program (EEAP).

A quick Google search of "[your city] + electricity affordability program" is a good starting point.

2) Set up your Freedom Spending Plan

One of the most effective things you can do right now is to take control of your spending.

I know "budgeting" sucks because it feels restrictive. Like you're putting yourself on a financial diet.

I get it.

That's why I spent countless hours building my newest free resource called the Freedom Spending Plan.

It's designed to help you allocate your spending in a way that actually builds wealth without making you feel like you're sacrificing everything you enjoy.

The Freedom Spending Plan is part my new Freedom Builder Starter Kit.

This Starter Kit is basically a collection of some of the tools and resources I personally used on my journey to financial freedom. It includes a 7-day roadmap that walks you through building a strong financial foundation day by day without the unnecessary trial and error.

And you're the very first to hear about these new tools and resources.

Seriously, I haven't announced it anywhere else yet.

​Click here to get the Freedom Builder Starter Kit for free.

🗓️ Behind The Scenes:

Here's a quick recap of what I was up to this past week:

• We had our 3rd live call in the Freedom Investor Accelerator cohort this week and I am pleased to share that I kept my promise and did a "laser light show" for them. Meaning my students will have to wait a little longer for that free lunch I mentioned last week :P. Sadly, the light show was a lot less impressive on camera than it usually is in-person.
• We also adopted a puppy this week! His name is Benito and he's ~2-3 months old. We're in the progress of potty training him, which is a lot more work than I expected. If you have any puppy training tips, tricks or resources, please hit reply and share them :). Here's a picture of us:

✅ Cool Things From This Week:

• Money Tip of the Week: One of my favorite tricks to save money​
• Google just issued a super rare 100-year bond. Here's why they did it.
• The research is in! Tariffs cost American households $1,000 last year.