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Hey Reader,

I have a BIG announcement.

You're here because you want to build wealth and take control of your financial future.

So I'm switching up the newsletter content to help you do exactly that. Here's what you can expect in each newsletter:

1. I'll cover one big money story from the news
2. I'll dive into what it means for your money and wallet
3. Then, I'll share money tips, actions, or habits you can use today
4. AND a new surprise section near the end

Now that you’re up to speed, let’s go build some wealth.

👀 What I'm Watching:

2026 does not look like a great start for the US.

The US Dollar recently fell to its lowest levels in 4 years, losing about 10% of its value in the past 12 months alone.

What's happening?

1) Our national debt is growing really fast

The US national debt is sitting around $38.5 trillion as of the end of 2025.

The scary part is we went from $37 trillion to $38 trillion in about two months.

Historically, adding a trillion dollars to our debt used to take years. Now we're doing it faster than you can finish a Netflix series.

2) Wax on, wax off

There's still a lot of uncertainty with tariffs. Sometimes they're on and sometimes they're off.

We also just entered into a partial government shutdown, which is coming right after the longest recorded government shutdown in US history.

3) Lots of tension

Let's not forget the ongoing drama around the Federal Reserve and President Trump.

There's legitimate concern about whether the Fed (and it's new potential chairman) will cave to Trump's pressure to cut interest rates.

📝 The Breakdown:

Here's how this impacts your money and wallet:

Unfortunately, it's kind of a lose-lose situation for everyday Americans.

1) Traveling to another country will be more expensive cause your cash money won't go as far as it used to.

2) Things in the US are also going to get more expensive... American companies will need to pay more to import products and materials from abroad (and this is on top of existing tariffs).

And you already know who they're gonna pass these additional costs to.

✍️ Your Next Move:

Here's what you need to do today:

The last thing you should do is keep your cash under your mattress or in a regular bank because it's going to keep losing value.

Step 1: Make sure you have enough cash for your emergency fund.

And make sure that money isn't just sitting around doing nothing.

Which is why I tell everyone to keep their emergency fund in a high-yield savings account.

It's the best place to store money that you need access to (it's safe, and your money can earn more money thanks to higher yields)

​Here's the High Yield Savings Account I'm currently using. It's one of the few ones still offering a 4% yield.

Step 2: If you have any cash left over, you gotta do something with it. Otherwise, it's just going to keep losing value.

Many people like to invest in gold to protect against inflation. I'm personally not a huge fan of gold (as an investment) for a few reasons that I won't get into today. If you're curious, let me me know. If we got enough curious cats here, I'll share why in a future newsletter.

But some things I AM looking into are short term treasury bills, international stocks, small-cap companies, Bitcoin, Ethereum etc. If want to find out why, I made an entire video on YouTube where I share my investing thoughts and strategy for the 1st half of 2026.

But whatever you decide to do, promise me you won't just let you cash sit around, okay?

PS: What do you think about the new newsletter content? Love it? Hate it? Just reply to this email and let me know.

🗓️ Behind The Scenes:

Here's a quick recap of what I was up to this past week:

• My girlfriend and I went to Kansas City this week to try Kansas City style BBQ. If you don’t know, I am obsessed with real BBQ. Kansas City’s burnt ends are undefeated but Texas-style BBQ is still my #1 choice cause I’m a dry-rub seasoning kind-of-guy.
• I didn't realize how much my life relied on the internet until Verizon had a HUGE outage in NYC. I didn't have internet for a few days this week and just living in my house was rough. Things like my smart lights, smart speakers, and smart locks weren't 100% functional without the internet (I know... first world problems).
• We kicked off the Freedom Investor Accelerator cohort this week! Even with the internet outage issues, I had a great time meeting everyone and helping them start investing. We already had 2 live calls and I already (potentially mistakenly) committed to having a full-blown light show in the next live call otherwise I gotta treat everyone to lunch 😰.

✅ Cool Things From This Week:

• Money Tip of the Week: Here's how much money you should invest as a beginner​
• Everything is more expensive now, but how much more? Use this inflation calculator to find out.
• We're Hiring: We're looking for a part time (potential full time) social media manager to join our team. We offer competitive pay and the role is fully remote. If you or someone you know is interested, click here apply! *Please only apply if you have past social media, content or marketing experience.