profile

Vincent Chan

Each week, I share actionable money tips and strategies directly to your inbox.

Featured Post

3 EASY money wins to kick-start 2026

Read Time: 3 min Hey Reader, Welcome to reThinkable, a weekly newsletter where I provide actionable ideas to help you make smarter money moves. Here are today's highlights: 3 money tricks for 2026 Never pay full price Forwarded this email? Join 50,000+ other readers here 3 money tricks for 2026 Happy New Year, Reader! I’ve been MIA the past 2 weeks cause I took time off to hang with friends and family for the holidays. While I genuinely love my work, I believe it’s important to take a break...

Read Time: 3.5 minutes Hey Reader, Welcome to reThinkable, a weekly newsletter where I provide actionable ideas to help you make smarter money moves. Here are today's highlights: Bamboo Trees and Wealth How To Always Get The Best Prices Forwarded this email? Join 50,000+ other readers here Bamboo Tree and Wealth Bamboo trees and wealth have more in common than you think. You have to water bamboo every day for 3-5 years before it even breaks through the ground. To most people, it feels like a...

Read Time: 3 min Hey Reader, Welcome to reThinkable, a weekly newsletter where I provide actionable ideas to help you make smarter money moves. Here are today's highlights: The Positive Identity Loop Quick check to see if you have unclaimed money out there Cool things from this week Forwarded this email? Join 50,000+ other readers here The Positive Identity Loop Every year around this time, people start saying the same thing: “Next year will be different.” Maybe you want to finally pay off...

Hey Reader, Who do you want to be financially in 2026? Do you want to carry the same financial stress and worries into the new year? Or do you want to wake up every day feeling confident and in control of your money? The truth is, that version of you isn’t far away. But it’s built from the actions you take today and time is running out. For the next 4 days, I’m offering 40% off my Freedom Budget Accelerator. It’s a zero-stress, plug-n-play system to help you confidently plan, save, and build...

Hey Reader, I almost bought a $15,000 watch 3 years ago. Not because I needed it. Not even because I really wanted it. But because some part of me thought: "Isn't this what you're supposed to do when you have some money?" Then I remembered why I wanted to build wealth in the first place. It wasn't to impress anyone. It was for freedom. There are two ways to be rich, and most people are chasing the wrong one. The wrong way? It's what you see on Instagram - the fancy cars, the $250 white...

Hey Reader, I used to think stress was the enemy. Turns out, it might be my secret weapon. Between buying a home, growing my business, and just trying to keep my head above water this year, I've been stressed. Like, really stressed. But here's what I recently learned: not all stress is bad. There are actually 2 kinds of stress that lead to completely different outcomes. Distress is the bad kind. It's the type of stress that makes you feel stuck, out of control, like you're drowning in bills...

Hey , Lately, I’ve been hearing from a lot of people who feel completely burnt out. Somewhere between the saving, investing, and working 8-12 hour days. Trying to make progress with money can be exhausting and there comes a point where it just feels like too much. That’s why today I want to share a story that’s always helped me get through the hard times. The 3 Bricklayers Imagine you’re traveling and come across 3 bricklayers. You ask each of them what they’re doing. The first one, looking...

Hey , Things have to change. If everyone on Earth lived like the average American, we’d need 5 planets to sustain it. There’s no way our planet could handle all the Stanley cups, TikTok trinket trends, fast-fashion hauls, and takeout containers we’ve come to treat as normal. That just goes to show how much money we spend on things we don’t really need. Thanks to TikTok, Labubu sales have quadrupled in less than a year. I like to think I’m pretty mindful about consumption. I didn’t grow up...

Hey , I have to admit something that’s been weighing on me. Buying a house in New York City wasn’t the best financial decision. Some of you might remember this from a newsletter 2 months ago, but if you dont, here’s the TLDR: After years of renting in NYC, I decided to buy a house. Me saying it wasn’t the best financial decision might sound a little weird, considering I’m all about making smarter money moves. But here’s the truth: buying a house might not have been the best financial decision...

Hey Reader, A few weeks ago I talked about the Crab Mentality and how to stop your circle from holding you back financially. But what if the person holding you back… is actually you? The hard part is that you probably don’t realize you’re doing it. Lately, I’ve seen a lot of comments and messages along the lines of: “Everything is so expensive, there’s no way I can save.” “Salaries are just too low now and it will only get worse.” “I will never be able to afford a home, no matter what I do.¨...