Hey Reader,

I just returned from a much needed vacation so here’s a pic of me with an orangutan!

While trekking in Bukit Lawang (a jungle in Indonesia), I realized I put way too many things on my plate this year from:

• Hosting free workshops (we just wrap up a fantastic workshop 2 weeks ago)
• Running my investing mentorship program
• Creating content on 5 different platforms
• Renovating the house
• Gardening
• Adopting and training my puppy (Benito)
• and much more…

And in doing so, I deprioritized a lot of important stuff: my health, my education, my creativity.

But I'm taking the first step out of this funk by acknowledging the problem.

I started reading again (currently reading a business book called “Get Scalable.”)

And I keep coming back to this idea on how similar companies and people are.

Businesses that reinvest their profits grow exponentially faster than those that pocket the profits.

Your goal (and a company's goal) are basically the same: build wealth, grow, and hopefully become better over time.

You always want to reinvest your “profits” in whatever gets you the highest return.

For a business, that's marketing, brand, and talent.

For you, it falls into two buckets.

1. Assets that raise your pay aka more earning power.
   ​
   Certifications, your network, your health and energy (since that's what protects your earning power long-term).
   ​
   Every dollar you earn here is more you can reinvest into bucket two.
   ​
2. Assets that pay you which gives you more capacity and optionality.
   ​
   The stock market, real estate, anything that earns you money without your time.
   ​
   The 1st bucket needs you to show up. The 2nd bucket doesn't.

The math is simple:

Someone earning $75k who reinvests 10% into the stock market for 10 years will outperform someone who pockets it (every single time).

One builds passive wealth.

The other builds a more expensive lifestyle.

Example: You earn $75k a year.

Option 1: Take it all home.

Option 2: Invest $7,500 a year into a dividend ETF like SCHD.

10 years later….

If you chose Option 1, you still make $75k.

If you chose Option 2, you'd have about $125,000 in investments and receive about $4,375 a year in passive income.

And if you also worked Bucket 1 along the way (a certification, a raise, a new skill) you could be earning $90k instead of $75k.

So always reinvest your profits into the 2 buckets and watch them compound.

That’s how you build wealth exponentially faster than others who pocket the profits.

Let’s build,

Vincent